Senior Commercial Portfolio Manager
Company: United Community Bank
Location: Springfield
Posted on: May 16, 2022
|
|
Job Description:
Job Description Position Title: Portfolio Manager Senior Reports
to: CEO/President or other designated local Senior Management
Direct Reports: Portfolio Managers, Portfolio Specialists Salary
Grade: 11/1 lA SUMMARY: Responsible for managing larger commercial
credits. Ensures the portfolio achieves soundness, probability, and
growth objectives. Provides credit, underwriting, and sales support
in the Commercial Lending function to maximize portfolio
performance. Serves as the secondary contact on client
relationships. JOB REQUIREMENTS: Bachelor's Degree in finance and
accounting preferred 7-10 years of experience in financial services
related to various aspects of commercial lending Possess extensive
knowledge of credit policy, banking regulations, and loan
documentation issues Proven ability to spread, analyze, and
interpret complex business and personal financial statements and
tax returns Strong analytical skills in prospecting individual and
global relationships, clients, and prospects Solid ability to
identify strengths and weaknesses of individual requests and make
recommendations to address and mitigate perceived risks Actively
prepare and present credit analysis packages through the credit
approval chain Possess an extensive knowledge of various loan
structures with ability to apply this knowledge to formulate of
sound credit recommendations Excellent verbal and written
communication skills; ability to understand and convey complex
information clearly and efficiently to varied audiences, including
senior executives Excellent interpersonal and management skills;
develop and maintain cohesive working relationships Strong
organizational and time management skills, effectively set
priorities in a performance-driven environment Fully understand and
work effectively within the credit culture of the company; ability
to promote credit culture within the team Advanced proficiency with
internal systems and reporting Excellent mathematical, reading
comprehension, and writing skills Participate in all required
compliance training, including Bank Secrecy Act/anti-money
laundering training, as well as internal and external training
programs, online training, meetings, and seminars/conferences, etc.
JOB FUNCTIONS: Works with lenders to manage all aspects of the
local loan portfolio including annual reviews, past dues, BBRs,
covenant compliance, CARs, collateral exceptions, and other
portfolio management tools Works in concert with local President,
Commercial Lending Division Manager, and Regional Credit Officer to
ensure proper risk profile of subject market loan portfolio
Maintains credit authority as delegated by Regional President
Directly manages, as both a player and a coach, a market level team
of credit specialists, portfolio managers, and analysts Triage,
manage, and delegate workflow with Portfolio Specialists in
preparation of LARs, credit memos, spread, and related documents
Actively participates and assists in all aspects of the loan
process including calling, underwriting, presenting through the
credit approval chain, and closing Identifies and collects all
relevant information required to analyze credit requests Prepares
commitment letters and reviews loan documents Serves as secondary
contact on client relationships Identifies cross-sell opportunities
with new and existing clients; coaches and supports team on
developing relational business acumen Proactively assists lenders
in prospecting efforts, make calls with the lender when necessary
Other duties as assigned
Keywords: United Community Bank, Nashville , Senior Commercial Portfolio Manager, Executive , Springfield, Tennessee
Click
here to apply!
|